AN INSURER CANNOT CONTEST A POLICY AFTER THE CONTESTABLE PERIOD HAS ENDED, EXCEPT IN THE CASE THAT:
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An insurer cannot contest a policy after the contestable period has ended, except in the case that: a.) The beneficiary purchased the policy with the intent of murdering the insured. b.) The insured dies of lung cancer after claiming to be a non-smoker. c.) The applicant has someone else take the medical examination required for policy approval for her. d.) The policy owner misstated his age during the application process.
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