The importance of underwriting standards to a healthy real estate finance market; Changes to mortgage underwriting standards after the real estate collapse that were enacted as a response to the collapse; and
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1. The importance of underwriting standards to a healthy real estate finance market;
2. Changes to mortgage underwriting standards prior to the real estate boom that may have helped the boom accelerate and also created the conditions for the real estate collapse;
3. Changes to mortgage underwriting standards after the real estate collapse that were enacted as a response to the collapse; and
4. Give an example of current underwriting standards for any underwriting group.
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